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Khando Khando, M. Sirajul Islam and Shang Gao
The interplay between finance and technology with the use of the internet triggered the emergence of digital payment technologies. Such technological innovation in the payment industry is the foundation for financial inclusion. However, despite the conti...
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Ibomoiye Domor Mienye and Yanxia Sun
With the rapid developments in electronic commerce and digital payment technologies, credit card transactions have increased significantly. Machine learning (ML) has been vital in analyzing customer data to detect and prevent fraud. However, the presence...
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Emilija Strelcenia and Simant Prakoonwit
In many industrialized and developing nations, credit cards are one of the most widely used methods of payment for online transactions. Credit card invention has streamlined, facilitated, and enhanced internet transactions. It has, however, also given cr...
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Khaled A. M. Ahmed, Sabry F. Saraya, John F. Wanis and Amr M. T. Ali-Eldin
Open finance is evolving and extending open banking. This creates a large context that implies a financial and identity data exchange paradigm, which faces challenges to balance customer experience, security, and the self-control over personal identity i...
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Geoffrey Goodell, Hazem Danny Al-Nakib and Paolo Tasca
In recent years, electronic retail payment mechanisms, especially e-commerce and card payments at the point of sale, have increasingly replaced cash in many developed countries. As a result, societies are losing a critical public retail payment option, a...
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Carola Westermeier
Pág. Finance an - 62
Along with tools for video-calls, cashless payment has been among one of the technologies that gained new momentum during the global pandemic. While paying with a credit or debit card has been an everyday practice for some time, mobile and contactless pa...
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Yeyen Pratika,Salahudin Salahudin,Dicky Wisnu Usdek Riyanto,Titiek Ambarwati
Pág. in press
Due to the technology development, the digital payment is becoming more attractive to consumers. This type of payments provides an easy way for consumers to meet their needs. Pay later is currently one of the most attractive digital payments in Indonesia...
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Bismark Addai,Benedict Arthur
Pág. 52 - 67
In 2008, the Government of Ghana (GoG) through the Bank of Ghana (BoG) and Ghana Interbank Payment and Settlement System (GHIPSS) launched a smart card called e-zwich which formed a central part of the government?s plan to move the country towards a cash...
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Jae Min Lee, Narang Park and Wookjae Heo
This study examined the factors associated with consumers? decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the relationships am...
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Bushra Mohamed Elamin Elnaim
The following research paper is focusing on the research of online retailing adoption while challenges that are being faced in the area of system and network security. The research explores the major issues that put noticeable influence on the decision o...
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