|
|
|
Antonio Jaramillo Dayag, Fernando L. Trinidad, Dr.
Pág. 51 - 57
Universal banks combine commercial loan services and public deposit functions with investment, and other services such as home and auto financing, mutual funds, pension and insurance to name a few. The importance of universal banks have been recognized i...
ver más
|
|
|
|
|
|
|
Edson Mbedzi,Munacinga Simatele
AbstractOrientation: As lack of access to credit hinders small, micro and medium enterprises (SMMEs) success and lending technologies being conduits transmit credit access, more focus must be on the effect of lending technologies on credit rationing.Rese...
ver más
|
|
|
|
|
|
|
Srdan Marinkovic,Jelena Minovic
Pág. 001 - 012
The paper explores time-varying nature of sectoral composition of bank domestic credit to private sector. Bank credit to private sector could be roughly divided into household loans and business (enterprise) loans. The composition appears to have signifi...
ver más
|
|
|
|
|
|
|
Alex Garivaltis
In this paper, which is the third installment of the author?s trilogy on margin loan pricing, we analyze 1367 monthly observations of the U.S. broker call money rate, e.g., the interest rate at which stockbrokers can borrow to fund their margin loans to ...
ver más
|
|
|
|
|
|
|
Alessandra Canepa and Fawaz Khaled
This paper investigates the determinants of credit risk from a broad perspective. Particular attention is given to the role of housing affordability and household indebtedness. However, the impact of credit market developments and regulations is also clo...
ver más
|
|
|
|
|
|
|
Didin Fatihudin,Sjamsul Hidajat,Iis Holisin
Pág. 541 - 546
This study aims to find a model to develop self-saving independence among traders and fishermen through financial literacy and investment portfolio. How many Traders-Fishermen know, allocate their income to various investment instruments, such as deposit...
ver más
|
|
|
|
|
|
|
Denis V. Rylov,Dmitry V. Shkurkin,Anna A. Borisova
Pág. 63 - 67
Lending to the corporate sector represents a significant part of the activities of the Russian banking sector. At the beginning of 2014 the volume of lending to non-financial organizations amounted to about 56% of the value of the loan portfolio and 39% ...
ver más
|
|
|
|
|
|
|
Ismail Tijjani Idris,Sabri Nayan
Pág. 402 - 408
The lending banks? function of loan monitoring plays an important role in sustaining quality loan portfolios and protects risk assets against deterioration thereby keeping Non-Performing Loans (NPLs) within acceptable standards. The aim of this paper is ...
ver más
|
|
|
|
|
|
|
Aniefiok Akpan Umoren, Aloysius Nwosu, Sunday Brownson Akpan
Pág. 57 - 69
Increasing trend in Non-performing loans (NPLs) adversely affected availability of credits to economic agents in all sectors of the economy thereby constraining financial intermediation and economic activities. The study examined the trend and growth rat...
ver más
|
|
|
|
|
|
|
Pieter G. Vosloo,Paul Styger
AbstractMany factors impacted the credit risk environment in the past decade, the most significant of which were the Basel II Capital Accord requirements. Foremost in the financial industry?s focus was, and still is, the implementation of these requireme...
ver más
|
|
|
|