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David Maloney, Sung-Chul Hong and Barin Nag
Economic disruptions can alter the likelihood of defaults on peer-to-peer loans, causing those impacted to adjust. The option to declare economic hardship and temporarily reduce the payment burden can provide some relief. When this occurs, the borrower?s...
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Tasha Austin and Bharat S. Rawal
The purpose of this study is to show how machine learning can be leveraged as a tool to govern social impact and drive fair and equitable investments. Many organizations today are establishing financial inclusion goals to promote social impact and have b...
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Andina Paramita Sari,Yusaq Tomo Ardianto,Dwi Arman Prasetya
Pág. 45 - 58
This study aims to identify the characteristics and influence of the Self Efficacy, Social Influence, and Performance Expectancy variables on Behavioral Intention on MSME GO Online at Ngalup.co program in Malang City by utilizing the Peer to Peer (...
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Hera Laxmi Devi Septiani,Ujang Sumarwan,Lilik Noor Yuliati,Kirbrandoko Kirbrandoko
Pág. 13 - 21
Peer-to-peer (P2P) lending is one of the forms of sharing economy offered by Fintech as an alternative solution to address the limited access of smallholder farmers to financing sources but its adoption is relatively low despite its numerous benefits. It...
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Xiaoyu Li, Jiahong Yuan, Yan Shi, Zilai Sun and Junhu Ruan
Internet finance is a financial mode combining traditional financial industry with Internet technologies, which has become a crucial part of the financial field. Due to the rapid change of information technologies and public financial needs, Internet fin...
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Beibei Niu, Jinzheng Ren and Xiaotao Li
Financial institutions use credit scoring to evaluate potential loan default risks. However, insufficient credit information limits the peer-to-peer (P2P) lending platform?s capacity to build effective credit scoring. In recent years, many types of data ...
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Spyridon Arvanitis
Pág. 94 - 98
Peer-to-peer (P2P) lending allows primarily unsecured personal loans to be made between any two or more parties rather than requesting a loan strictly through a financial institution. In a decentralized P2P lending system, using digital blockchain techno...
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Michal Herzenstein, Scott Sonenshein, and Utpal M. Dholakia
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