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Rosyidi Hamzah
Pág. 404 - 411
The house is a basic need for everyone. To assess the suitability of life of a community one indicator is the house. With a credit system for purchasing a house, most Indonesians can own a house. When the community was unable to pay home loan installment...
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Sandi Atmaja Siravati
Pág. 104 - 110
The purpose of this study is to know and analyze the effect of credit interest rates, inflation, economic growth, loan to deposit ratio, loan to value to housing loan demand in Central Java. The sample of this study is housing loan demand, credit i...
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Alessandra Canepa and Fawaz Khaled
This paper investigates the determinants of credit risk from a broad perspective. Particular attention is given to the role of housing affordability and household indebtedness. However, the impact of credit market developments and regulations is also clo...
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Gülay Selvi Hanisoglu,Özlem Arzu Azer
Pág. 25 - 30
Turkish economy has a growing trend after the 2000-2001 economic crises, although ups and downs were experienced in some periods. Some of the important components of Turkish economy are the construction industry and the related housing industry. The cons...
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Yip Chee Yin,Woo Kok Hoong,Oon Kam Hoe,Nabihah Binti Aminaddin,Nurfadhilah Binti Abu Hasan
Pág. 132 - 138
This paper aims to differentiate housing price bubble from a housing price cycle through the investigation and analysis of the price volatility driving components using graphical analysis, cointegrating regression and mean reversion regression. The findi...
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Nicolas Coulombel
A widespread prudential measure limits the housing expense ratio?defined as the share of income spent on the rent or loan payment?to ensure household solvency. This policy is increasingly criticized, however, as it would induce households to settle far f...
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Norazlina Abd. Wahab,Hanissah Hamzah,Rosylin Mohd Yusof
Pág. 88 - 102
This study seeks to investigate the relationship between affordability of home ownership in Malaysia and the role played by Islamic banks in promoting affordable financing. By establishing the link between affordability (measured by Median House price/ G...
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This paper documents asymmetries in the spread between mortgages loan rate and central bank discount rates also known as the . mortgage loan premium in Taiwan... Empirical results revealed that the mortgage loan premium adjusts to the threshold fas...
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