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Eren Duman, Mehmet S. Aktas and Ezgi Yahsi
In today?s financial landscape, traditional banking institutions rely extensively on customers? historical financial data to evaluate their eligibility for loan approvals. While these decision support systems offer predictive accuracy for established cus...
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David Mhlanga
In banking and finance, credit risk is among the important topics because the process of issuing a loan requires a lot of attention to assessing the possibilities of getting the loaned money back. At the same time in emerging markets, the underbanked ind...
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CHINONSO TAMUNOWARIYE, OTEKENARI DAVID ELISHA
Pág. Page:24 - 33Abstract
The CBN's reaction to the highly regarded COVID-19 pandemic had become unavoidable given its critical unfavorable ramifications for both the worldwide and the Nigerian economies. The advancement had prompted "remarkable disturbances in worldwide graceful...
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Alex Garivaltis
In this paper, which is the third installment of the author?s trilogy on margin loan pricing, we analyze 1367 monthly observations of the U.S. broker call money rate, e.g., the interest rate at which stockbrokers can borrow to fund their margin loans to ...
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Zeleke Worku
Pág. 44 - 50
The study was conducted in order to assess and evaluate factors that affect the ease of borrowing money by small, micro and medium-sized enterprises (SMMEs) from microfinance agencies and commercial banks in Pretoria West. The study was conducted by draw...
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Osaretin Kayode Omoregie,Fredrick Ikpesu,Abraham Emmanuel Okpe
Pág. 68 - 74
This study investigated the effect of credit supply on rice output in Nigeria within the periods 1981 to 2016 by employing the VECM approach. Findings from the research revealed that a rise in credit supply would lead to increase in rice output. In addit...
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Tram Nguyen, David Tripe and Thanh Ngo
This paper examines whether there is a causal relationship between bank loans and deposits in the Vietnamese banking system and the efficiency of the use of loans and deposits by the Vietnamese banks. In a country such as Vietnam, where inter-bank money ...
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Josephat Lotto
This paper principally aims at examining the impact of capital requirements regulation on bank operating efficiency in Tanzania. The study employs bank level data for the period between 2009 and 2015. The findings show a positive and significant relation...
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Made Antara,Made Sri Sumarniasih
Pág. 49 - 53
The results of the research were obtained, featured MSME?s in Buleleng regency namely: (a) The agricultural sector are rice paddy, cattle, mango, cloves, pork, coffee, wine, fish, cocoa and strawberry; (b) The manufacturing sector are rice mi...
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Bunga Hidayati,Naoyuki Yamamoto,Hideyuki Kano,Agus Suman,Asfi Manzilati
Pág. 57 - 61
A moneylender is a person who lends money at excessively high rates of interest. The moneylender is called loan shark. The reality shows that moneylender is still an important capital source for merchants. The aim of this research is to know the role of ...
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