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Khando Khando, M. Sirajul Islam and Shang Gao
The interplay between finance and technology with the use of the internet triggered the emergence of digital payment technologies. Such technological innovation in the payment industry is the foundation for financial inclusion. However, despite the conti...
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Mikhail Vyacheslavovich Zharikov
The article is time relevant, since a number of countries, such as China and Russia, started pilot testing their digital currencies in 2020, due to the necessity of contactless means of payment during the coronavirus pandemic. The purpose of this researc...
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Oleg Pokusaev,Dmitry Namiot,Alexander Chekmarev
Pág. 42 - 46
Digital methods of recording trips in transport today allow a quite accurate measurement of transport behavior. Digital payment tools and the development of telecommunications make it possible, in particular, to have complete information about passenger ...
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Baozhen Chen and Jinzheng Ren
Digital finance carries the expectation of achieving inclusiveness. The purpose of this paper is to explore how digital finance can improve the financial availability and the extent to which digital finance can improve the financial availability of farme...
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Geoffrey Goodell, Hazem Danny Al-Nakib and Paolo Tasca
In recent years, electronic retail payment mechanisms, especially e-commerce and card payments at the point of sale, have increasingly replaced cash in many developed countries. As a result, societies are losing a critical public retail payment option, a...
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Rafael Páez, Manuel Pérez, Gustavo Ramírez, Juan Montes and Lucas Bouvarel
This paper proposes an architecture for biometric electronic identification document (e-ID) system based on Blockchain for citizens identity verification in transactions corresponding to the notary, registration, tax declaration and payment, basic health...
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Yeyen Pratika,Salahudin Salahudin,Dicky Wisnu Usdek Riyanto,Titiek Ambarwati
Pág. in press
Due to the technology development, the digital payment is becoming more attractive to consumers. This type of payments provides an easy way for consumers to meet their needs. Pay later is currently one of the most attractive digital payments in Indonesia...
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Alexander V. Ilyin,Vladimir D. Ilyin
Pág. 81 - 84
The review describes three technologies of commodity-money circulation (CMC-technologies) implemented on the basis of personal e-banks (PEBs) owned by individuals and corporate e-banks (CEBs) owned by legal entities. The technology of designated payments...
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Spyridon Arvanitis
Pág. 94 - 98
Peer-to-peer (P2P) lending allows primarily unsecured personal loans to be made between any two or more parties rather than requesting a loan strictly through a financial institution. In a decentralized P2P lending system, using digital blockchain techno...
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Prasenjit Roy
Pág. 54 - 62
The recent demonetisation has pushed up the volume of digital payments and efforts to a cashless economy. According to the World Payment Report 2017, the Government of India has set a target to achieve 25 billion non-cash transactions by 2017-18 commenci...
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