ARTÍCULO
TITULO

Pengaruh Capital Adequacy Ratio Dan Return On Asset Terhadap Penyaluran Kredit Pada Bank Umum Yang Terdaftar Dibursa Efek Indonesia Tahun 2013-2019

Endah Sri Amsiah    
Suparno Suparno    
H. Ahmad Nawawi    

Resumen

The purpose of this study was to determine, test and analyze the Influence of the Capital Adequacy Ratio and Return On Assets together on lending to conventional commercial banks.The population taken in this study were public banks listed on the Indonesia Stock Exchange and the sample used was purposive sampling technique with specified criteria. There were 6 banks that publish annual financial reports (annual reports) for the years 2013 ? 2019. The research method used is descriptive verification research method sourced from bank financial report data and literature studies. The data obtained were analyzed using classical assumption test analysis, multiple linear regression and hypothesis testing using f test and t test with a significance level of 5%. The results of the partial hypothesis test show that there is an effect of the Capital Adequacy Ratio on Credit Distribution. There is an effect of Return on Assets (ROA) on Credit Distribution. There is an effect of Capital Adequacy Ratio and Return On Assets simultaneously or jointly affecting Credit Distribution.Keywords: Capital Adequacy Ratio and Return On Asset

 Artículos similares

       
 
Renal Adi Prayoga, Didit Supriyadi, Nunung Nurhasanah     Pág. 1122 - 1137
This study was conducted to examine the effect of Operating Costs on Operating Income, Capital Adequacy Ratio (CAR) and credit risk on profitability (ROA). The problems discussed are (1) Does the Operating Cost of Operating Income affect profitability, (... ver más

 
Ika Swasti Putri,Yuniatin Trisnawati DKW,Umi Hanifah     Pág. p.173 - 184
Tujuan dari penelitian ini untuk mengetahui pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Biaya Operasional terhadap Pendapatan Operasional (BOPO), dan Loan to Deposit Ratio (LDR) terhadap kinerja keuangan y... ver más
Revista: ProBank

 
Titien Agustina,Nurhikmah Nurhikmah,Muhammad Rudiansyah     Pág. 1 - 15
AbstractThis study aims to measure the Locus of Control, Self-Efficacy, and Adversity Quotient of owners or managers on the performance of Badan Usaha Milik Desa (BUMDes), which have a similar condition as Micro, Small and Medium Enterprises (SME). The n... ver más
Revista: Jurnal Economia

 
Dewanti Safitri, Asep Muslihat     Pág. 565 - 574
This study aims to determine whether there is an influence of capital adequacy ratio, non-performing loans, return on assets, lending. The effect of capital adequacy ratio financing on lending, the effect of non-performing loans on lending and the effect... ver más

 
Nanin Diana Hediati, Nanu Hasanuh     Pág. 580 - 590
This study aims to determine whether there is an effect of CAR, NPL, and BOPO on ROA at BJB Bank for the period 2011 to 2018.The data used in this study uses secondary data in the form of BJB Bank Quarterly Published Financial Reports for the period 2011... ver más