|
|
|
Ekaterina V. Orlova
Credit operations are fundamental in the banks? activities and provide a significant share of their income. Under an increased demand for credit resources, credit risks are growth. It keeps the importance of the problem of an increase in the efficiency o...
ver más
|
|
|
|
|
|
Beibei Niu, Jinzheng Ren and Xiaotao Li
Financial institutions use credit scoring to evaluate potential loan default risks. However, insufficient credit information limits the peer-to-peer (P2P) lending platform?s capacity to build effective credit scoring. In recent years, many types of data ...
ver más
|
|
|
|
|
|
Ioannis E. Livieris, Niki Kiriakidou, Andreas Kanavos, Vassilis Tampakas and Panagiotis Pintelas
Credit scoring is generally recognized as one of the most significant operational research techniques used in banking and finance, aiming to identify whether a credit consumer belongs to either a legitimate or a suspicious customer group. With the vigoro...
ver más
|
|
|
|
|
|
Sergio Edwin Torrico Salamanca
El Credit Scoring es una metodología utilizada en finanzas, para cuantificar el riesgo de crédito de individuos/empresas, este artículo propone la aplicación de esta técnica como una herramienta para medir el riesgo de crédito agregado de los bancos, y d...
ver más
|
|
|
|
|
|
Jozef Zurada
The paper explores the effect of removing/replacing missing values on the classification performance of several models. The original data set, which contains a relatively large number of missing values, comes from the credit scoring context. This data se...
ver más
|
|
|