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Micro-Loans In Ghana: Assessing Relationships Between Payment Of Interest And Loan Characteristics

Alice S. Etim    
George Heilman    
Peprah James    

Resumen

This paper assesses differences in loan characteristic variables between those who pay interest on their micro-loans and those who dont. The findings indicate significant differences between interest payers and interest non payers based on the sufficiency of the loans, the recency of the business and loan, and the portion of profits needed to repay loans.

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