Redirigiendo al acceso original de articulo en 22 segundos...
ARTÍCULO
TITULO

ASSESSMENT OF FINANCIAL SECURITY OF BANKS IN CONDITIONS OF MACROECONOMIC INSTABILITY

Tetiana Momot    
Svetlana Rodchenko    

Resumen

The subject of the study is a set of criteria, measures and indicators for assessing the financial security of banks and methodological approaches to its evaluation. The purpose of this article is to systematize theoretical and methodological provisions and substantiate practical recommendations for assessing the level of financial security of banks. The main objectives of the study are: study and analysis of the existing methodological approaches to assessing the level of financial security of banks, identification of advantages and disadvantages of each, on this basis modification of the authors? own methodological approach, including criteria, measures, indicators, weights. In the course of the research, the following methods were used: abstract-logical analysis - for theoretical generalization and justification of directions and results of the study, systematic and statistical analysis - for analysis and systematization of methodological approaches to assessing the level of financial security of banks, method of expert analysis - for establishing the coefficients of significance of parameters in proposed models, graphical method - for visualization and schematic representation of theoretical and practical results of the study. Bank security zones have been proposed for each level of bank financial security and strategies for value-oriented management have been developed. Results. The existing methods and models for assessing the level of financial security of commercial banks were studied; the advantages and disadvantages of each are identified; an original methodological approach to assessment (criteria, indicators, indicators, weights and algorithm) under the conditions of macroeconomic instability was summarized and proposed. Conclusions. Based on a comprehensive analysis of the works of domestic and foreign scholars and practitioners on the problem of assessing and ensuring the financial security of commercial banks, it has been established that no single comprehensive model for assessing the financial security of banks has been developed yet. All existing models have a high affinity and no systemicity. A system of financial security valuation indicators is proposed, based on a value-oriented approach, and including indicators that integrate into five functional components: capital and resource, credit and investment, income and expense security, currency and value-monetary security of the bank. This approach makes it possible to quantify the impact of each set of indicators on the financial security level of a banking institution, determine its integral level and conduct its operational, tactical and strategic assessment. According to established zones of financial security of banks, value-oriented strategies for managing banks under the conditions of macroeconomic uncertainty are proposed.

 Artículos similares

       
 
Mehrdad Hadizadeh-Bazaz, Ignacio J. Navarro and Víctor Yepes    
Recently, the repair and maintenance of structures has been necessary to prevent these structures? sudden collapse and to prevent human and financial damage. A natural factor in marine environments that destroys structures and reduces their life is the p... ver más

 
Sónia Lima, Ana Brochado and Rui Cunha Marques    
This study focused on the unbalanced relationships that can arise in current public?private partnership (PPP) risk management frameworks, especially in developing countries? water sectors. Different stakeholders? perceptions of risk management were exami... ver más
Revista: Infrastructures

 
Henrik Axelsen,Johannes Rude Jensen,Omri Ross     Pág. 51 - 75
While previously a nascent theoretical construct, decentralized autonomous organizations (DAO) have grown rapidly in recent years. DAOs typically emerge around the management of decentralized financial applications (DeFi) and thus benefit from the rapid ... ver más

 
Mariusz Wesolowski, Krzysztof Blacha and Pawel Iwanowski    
Airfield infrastructure management should be effective. First of all, renovation works should be planned and carried out so that the equipment or resources, both financial and personal, are used optimally. The basis for planning funds should be knowledge... ver más
Revista: Applied Sciences

 
Zelang Miao, Renfeng Peng, Wei Wang, Qirong Li, Shuai Chen, Anshu Zhang, Minghui Pu, Ke Li, Qinqin Liu and Changhao Hu    
Earthquakes induce landslides worldwide every year that may cause massive fatalities and financial losses. Precise and timely landslide susceptibility mapping (LSM) is significant for landslide hazard assessment and mitigation in earthquake-affected area... ver más
Revista: Applied Sciences