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ARTÍCULO
TITULO

Determinants of Net Interest Margin: An Analytical Study on the Commercial Banks Operating in Jordan (2005-2015)

Rami Obeid    
Mohammad Adeinat    

Resumen

This study aimed at measuring the factors that affect the Net Interest Margin (NIM) in the commercial banks operating in Jordan using the data on annual frequency for 19 commercial banks covering the study period (2005-2015) (panel data). Econometric models were built and analyzed using testing both Fixed Effects Model and Random Effects Model. The Hausman test was used to get the optimal model. The results revealed that external factors had bigger effect on the NIM than the internal factors.Keywords: Net Interest Margin, Commercial Banks, Monetary Policy Instruments, Panel Data.JEL Classification: G21

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